The Finance Girlies
The Finance Girlies
Q&A: Roth IRAs
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Q&A: Roth IRAs

We answer your listener-submitted questions!

Roth IRAs are everywhere in personal finance advice, but what makes them so special?

In this episode, we’re breaking it all down — answering listener-submitted questions about how to open one, when to contribute, and why people won’t stop talking about them.

Listeners ask (and we answer!)...

🤔 What even is a Roth IRA? Explain it to me like I’m 5.

🤔 Is it a good idea to keep my emergency fund in a Roth IRA?

🤔 When should I start being more conservative with my Roth IRA investments?

🤔 I have both a Traditional IRA and a Roth IRA—where should I put my money?

🤔 I opened a Roth IRA… now how do I actually invest the money inside it?

🤔 What are the tax benefits of a Roth IRA vs. a Traditional IRA for freelancers?

🤔 Should I still be investing right now when everything feels chaotic?

Plus, Emily shares a sweet story about how her financial planner aunt got her and her siblings hooked on Roth IRAs at a family gathering.

By the end of this episode, our goal is for you to feel excited about Roth IRAs — just like Emily’s siblings walking away from the “kids' table” after that fateful conversation.

Catch you next time,
Cassidy & Emily 💸

PS: Did we miss a question? Let us know what else you want us to cover!

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